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Thursday, 23 February 2012
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FAQs
FAQs
Q1. Can I get a home loan if I have a bad credit history?
Q2. How much deposit do I need?
Q3. Does Mortgage Mums charge me a service fee?
Q4. What can I borrow money for?
Q5. Does Mortgage Mums ensure my confidentiality?
Q6. How is interest calculated?
Q7. What happens at the end of a fixed rate term?
Q8. Can I pay out my home loan early?
Q9. What is my maximum borrowing capacity?
Q10. What is Lenders Mortgage Insurance (LMI)?
Q11. Are you accredited with any industry regulated bodies?
Q12. How does Mortgage Mums get paid for their service?
Q13. What is a credit reference file?
Q14. Why would I take out an interest only loan?
Q15. When do I have to pay the LMI?
Q16. What does Approval in Principle mean?
Q17. What is a Finance Broker?
Q18. What is a redraw facility?
Q19. How much is the First Home Owners Grant?
Q20. What is a comparison rate?
Q21. Can I switch between variable and fixed interest rates?
Q22. Where can I get Lender Mortgage Insurance (LMI)?
Q23. What is a 100% offset loan?
Q24. Why do Lenders use Mobile Lending Manager?
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